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| Texas Stated Income Loans: The Rules |
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| Texas Mortgage Home Loan.com requires the following for stated income mortgage loans: minimum middle credit of 640, 5 credit accounts (3 may be utilities, insurance, etc), two years employment with same employer, two months PITI reserves, 5% down payment from your own funds, and bankruptcy and foreclosure must be discharged for 3 years with reestablished credit.
More Texas mortgage stated income loan information:
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